Loyalty Coefficient

The Loyalty Coefficient (LC) is a fundamental metric that runs through the entire WeFi ecosystem. It is an innovative algorithm designed to replace the outdated credit scoring systems used in traditional banking by evaluating users based on deeper behavioral metrics, not just financial history.

The Loyalty Coefficient reflects your long-term engagement and overall behavior within the platform. Based on this score, the system determines how much trust it can place in the user, and accordingly unlocks enhanced product features and personalized benefits — from improved mining rewards to expanded credit access.

This coefficient is not tied to a single action. It is formed through a combination of metrics that assess your ongoing activity and contribution to the ecosystem. In the context of mining, the Loyalty Coefficient acts as a dynamic multiplier that increases your mining rewards based on how long you hold your WFI Tokens without claiming them.

The longer you keep your tokens inside the WeFi ecosystem, the higher your claim multiplier becomes. This mechanism is part of the Fair Distribution Model, which incentivizes sustainable participation and discourages short-term speculation.

The Loyalty Coefficient influences a wide range of user benefits, including:

• Higher multipliers and better rewards

• Priority access to claiming queues

• Increased credit limits within the DeFi lending system

• Better rates and bonuses in earn strategies

By choosing to hold your WFI Tokens and delay claiming, you gradually increase your Loyalty Coefficient, signaling reliability and unlocking greater long-term value. The Loyalty Coefficient is at the core of WeFi’s fair and sustainable design. It promotes responsible usage and rewards those who align with our mission: to build a decentralized, stable, and inclusive financial system for the future.